Last updated: February 1, 2026
These Terms & Conditions (“Terms”) govern the use of the MORGAJE website and the mortgage advisory services provided by MORGAJE. By accessing this website or engaging with our services, you agree to be bound by these Terms.
If you do not agree with any part of these Terms, you should refrain from using our website or services.
MORGAJE operates as an independent mortgage brokerage and advisory firm. Our services include mortgage advisory, eligibility assessment, option comparison, and coordination with financial institutions for residential mortgage applications.
MORGAJE does not provide banking, lending, legal, or tax advisory services. Final lending decisions rest solely with the respective banks or financial institutions.
All mortgage approvals are subject to:
MORGAJE does not guarantee mortgage approvals, interest rates, timelines, or loan amounts. Our role is advisory and facilitative in nature.
Clients are responsible for ensuring that all information and documentation provided to MORGAJE is complete, accurate, and up to date.
MORGAJE shall not be held liable for delays, rejections, or adverse outcomes resulting from incomplete, inaccurate, or misleading information provided by clients.
The information and guidance provided by MORGAJE:
Clients are encouraged to seek independent professional advice where necessary.
In most standard cases, MORGAJE is compensated through commissions paid by banks upon successful mortgage disbursement.
In certain complex or specialized cases, advisory fees may apply. Any such fees will be disclosed transparently and agreed upon prior to engagement.
MORGAJE does not charge hidden fees.
MORGAJE works with multiple banks and financial institutions. We do not control or influence:
MORGAJE shall not be liable for the actions, omissions, or decisions of third-party institutions.
All content on the MORGAJE website is provided for general informational purposes only. While reasonable efforts are made to keep information accurate and current, MORGAJE makes no warranties regarding completeness or accuracy.
Website content does not constitute an offer, solicitation, or commitment.
To the fullest extent permitted by law:
Our liability, if any, shall be limited strictly to the scope permitted under applicable laws.
MORGAJE treats client information with strict confidentiality and uses it solely for advisory and application-related purposes, subject to applicable data protection practices.
Clients acknowledge that certain information may need to be shared with banks or third parties for the purpose of processing applications.
All content, branding, logos, text, and materials on this website are the intellectual property of MORGAJE and may not be reproduced, distributed, or used without prior written consent.
MORGAJE reserves the right to update or modify these Terms at any time without prior notice. Continued use of the website or services constitutes acceptance of the updated Terms.
These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes shall be subject to the jurisdiction of the relevant courts.
For questions related to these Terms & Conditions, please contact MORGAJE through the official communication channels provided on this website.